Minimum Distribution Calculator Your Birth Year: Retirement Account Balance on December 31 of Last Year: $ Sole Beneficiary Spouse More Than 10 Years Younger: NoYes Calculate Reset Your Age This Year: Life Expectancy Factor: Required Minimum Distribution: Excise Tax if You Miss It (25%): RMD as % of Balance: Retirement accounts come with a deal: … Read more
Mega Millions Payout Calculator Prize Tier: Jackpot — 5 numbers + Mega Ball (1 in 302,575,350)Match 5 — $1,000,000 (1 in 12,607,306)Match 4 + Mega Ball — $10,000 (1 in 931,001)Match 4 — $500 (1 in 38,792)Match 3 + Mega Ball — $200 (1 in 14,547)Match 3 — $10 (1 in 606)Match 2 + Mega … Read more
Mega Millions Take Home Calculator Advertised Jackpot Amount: $ How You Take the Prize: Lump Sum Cash Option (Est. 48% of Jackpot)30-Year Annuity (Full Jackpot, 5% Annual Increase) State Tax Rate (%): Calculate Reset Gross Prize Amount: Federal Withholding (24%): Additional Federal Tax (to 37%): State Tax: Estimated Take-Home Amount: You matched all six numbers. … Read more
Mega Million Jackpot Calculator Advertised Jackpot Amount: $ Number of Tickets Purchased: Prize Option: 30-Year Annuity (Full Jackpot)Lump Sum Cash Option (Est. 48% of Jackpot) Calculate Reset Your Jackpot Win Probability: Odds of Winning: Expected Value per $2 Ticket: Estimated Prize Value: Total Ticket Cost: A billion-dollar lottery jackpot makes headlines around the world, and … Read more
Mega Millions Jackpot Calculator Current Jackpot Amount: $ Tickets You Will Buy: Draws You Will Play: Calculate Reset Jackpot Probability (All Draws): Probability of Any Prize: Expected Small-Prize Winnings: Total Amount Spent: Expected Net Result: Most lottery players think in single drawings: one jackpot, one ticket, one night of dreaming. But real play happens across … Read more
IRA Minimum Distribution Calculator Your Age on December 31 of the Distribution Year: IRA Balance on December 31 of the Prior Year: $ IRS Life Expectancy Table: Uniform Lifetime Table (most account owners)Joint and Last Survivor Table (spouse 10+ years younger)Single Life Table (beneficiary) Calculate Reset Required Minimum Distribution: Life Expectancy Factor: Withdrawal Deadline: Excise … Read more
Annuity Value Calculator Payment Per Period: $ Annual Interest Rate (%): Payments Per Year: Annually (1)Semi-Annually (2)Quarterly (4)Monthly (12) Number of Years: Payment Timing: End of Period (Ordinary Annuity)Beginning of Period (Annuity Due) Calculate Reset Future Value: Present Value: Total Contributions: Interest Earned: Number of Payments: Payment Timing: What is a stream of regular payments … Read more
Annuity Return Calculator Payment Per Period: $ Number of Periods: Present Value (Lump Sum Offered): $ Periods Per Year: Annually (1)Semi-Annually (2)Quarterly (4)Monthly (12) Calculate Reset Rate of Return Per Period: Annualized Rate of Return: Total of All Payments: Present Value (Lump Sum): Implied Total Gain: Every annuity hides a secret number: the rate of … Read more
Annuity RMD Calculator Your Age: Account Balance (Dec 31 of Prior Year): $ Calculate Reset Your Age: IRS Distribution Period: Required Minimum Distribution: Monthly Equivalent: RMD as % of Balance: Balance After RMD: Retirement accounts come with a deal: you got tax-deferred growth for decades, and eventually the IRS wants its share. That is what … Read more
Annuity Due Calculator Payment Per Period (paid at the beginning): $ Annual Interest Rate (%): Payments Per Year: Annually (1)Semi-Annually (2)Quarterly (4)Monthly (12) Number of Years: Calculate Reset Future Value (Annuity Due): Present Value (Annuity Due): Total Contributions: Interest Earned: Number of Payments: Payment Timing: Timing is everything in finance — literally. An annuity due … Read more
15 Year Refinance Rates Calculator Current Loan Balance: $ Current Interest Rate (%): Years Remaining on Current Loan: New 15-Year Refinance Rate (%): Estimated Closing Costs: $ Calculate Reset Current Monthly Payment: New 15-Year Monthly Payment: Monthly Savings: Total Interest (Current Loan): Total Interest (New 15-Year Loan): Break-Even Point: Total Savings Over Loan Life: Refinancing … Read more
Savings Annuity Calculator Initial Balance: $ Monthly Contribution: $ Annual Interest Rate (%): Number of Years: Contribution Timing: End of each monthBeginning of each month Calculate Reset Future Value: Total Contributions: Interest Earned: Number of Payments: Growth Multiple: Small, steady contributions have a quiet superpower: time. A few hundred dollars a month, left alone to … Read more
Save Plan Loan Calculator Original Loan Balance: $ Annual Interest Rate (%): Annual Income: $ Family Size: Loan Type: Undergraduate loansGraduate loans Calculate Reset Monthly Payment (SAVE): Monthly Interest Accrual: Repayment Path: Time To Resolution: Total You Will Pay: Balance Forgiven At End: Knowing your monthly payment under the SAVE plan is only half the … Read more
Save Loan Repayment Calculator Loan Balance: $ Annual Interest Rate (%): Annual Income: $ Family Size: Calculate Reset 150% Poverty Guideline: Annual Discretionary Income: Estimated SAVE Monthly Payment: Standard 10-Year Monthly Payment: Forgiveness Horizon (Undergraduate): Est. Total Paid Over 20 Years: If you have federal student loans and your monthly bill feels disconnected from what … Read more
Refinancing Home Mortgage Calculator Current Mortgage Balance: $ Current Interest Rate (%): Years Remaining on Current Mortgage: New Interest Rate (%): New Mortgage Term (years): Discount Points (% of loan): Lender & Third-Party Fees: $ Calculate Reset Current Monthly Payment: New Monthly Payment: Discount Points Cost: Total Closing Costs: Monthly Savings: Break-Even Point: Lifetime Interest … Read more
Salary NYC Calculator Annual Gross Salary: $ Tax Filing Status: SingleMarried Filing Jointly Pay Frequency: Biweekly (26 paychecks)Monthly (12 paychecks)Weekly (52 paychecks)Semimonthly (24 paychecks)Annual (1 paycheck) Calculate Reset Gross Pay Per Period: Federal Income Tax: New York State Tax: New York City Tax: FICA (Social Security + Medicare): Net Take-Home Per Period: Annual Take-Home Pay: … Read more
Refinance Rates Calculator Current Loan Balance: $ Current Interest Rate (%): Years Remaining on Current Loan: New Loan Term (years): New Rate Option A (%): New Rate Option B (%): New Rate Option C (%): Calculate Reset Current Monthly Payment: Payment at Rate A: Monthly Savings at Rate A: Payment at Rate B: Monthly Savings … Read more
Refinancing Home Loan Calculator Current Home Value: $ Current Mortgage Balance: $ Current Interest Rate (%): Years Remaining on Current Loan: New Interest Rate (%): New Loan Term (years): Closing Costs: $ Years You Plan to Stay in the Home: Calculate Reset Current Loan-to-Value (LTV): Current Monthly Payment: New Monthly Payment: Monthly Savings: Break-Even Point: … Read more
Refinance Calculator Current Mortgage Balance: $ Current Interest Rate (%): Years Left on Current Mortgage: New Interest Rate (%): New Loan Term (years): Cash-Out Amount (0 if none): $ Closing Costs (paid upfront): $ Calculate Reset New Loan Amount: Current Monthly Payment: New Monthly Payment: Monthly Savings: Break-Even Point: Total Interest Over New Loan Life: … Read more
Ramsey Retirement Calculator Current Age: Planned Retirement Age: Current Retirement Savings: $ Monthly Investment (Ramsey rule: 15% of income): $ Expected Annual Return (%): Calculate Reset Years Until Retirement: Growth of Current Savings: Growth of Monthly Investments: Projected Total at Retirement: Est. Annual Retirement Income (4% Rule): Dave Ramsey’s retirement advice is famously simple: get … Read more
Powerball Jackpot Annuity Calculator Advertised Jackpot Amount: $ Cash Value (Lump Sum): $ State Tax Rate (%): Calculate Reset Annuity Total Value: Annuity Federal Tax (24%): Annuity State Tax: Net Annuity Value: Lump Sum Federal Tax (24%): Lump Sum State Tax: Net Lump Sum Value: Annuity Advantage: Every lottery winner meets the same life-altering multiple … Read more
Powerball Take Home Calculator Advertised Annuity Jackpot: $ Lump-Sum Cash Value: $ Payout Choice: Lump Sum (Cash Option)30-Year Annuity State of Residence: No state income tax (TX, FL, WA, NV, WY, SD, AK, TN, NH)Alabama (5.00%)Arizona (2.50%)Arkansas (4.40%)California (13.30%)Colorado (4.40%)Connecticut (6.99%)Delaware (6.60%)District of Columbia (10.75%)Georgia (5.49%)Hawaii (11.00%)Idaho (5.70%)Illinois (4.95%)Indiana (3.05%)Iowa (3.80%)Kansas (5.70%)Kentucky (4.00%)Louisiana (4.25%)Maine (7.15%)Maryland … Read more
Powerball Annuity Calculator Advertised Jackpot Amount: $ State Tax Rate (%): Calculate Reset Advertised Jackpot: First Annual Payment: 30th Annual Payment: Federal Tax (24% Withholding): State Tax: Estimated Net Annuity Total: When the Powerball jackpot climbs past half a billion dollars, every winner faces the same fork in the road: thirty graduated payments spread over … Read more
PAYE Payment Calculator Adjusted Gross Income (AGI): $ Family Size: Federal Loan Balance: $ Weighted Interest Rate (%): Calculate Reset Monthly PAYE Payment: Annual PAYE Payment: Discretionary Income: Total Paid Over 20 Years: Estimated Forgiveness After 20 Years: Millions of borrowers are sitting on federal student loan payments they cannot comfortably afford, not because the … Read more
Online Annuity Calculator Periodic Payment: $ Annual Interest Rate (%): Number of Years: Payments Per Year:Monthly (12)Quarterly (4)Semi-Annual (2)Annual (1) Annuity Type:Ordinary (end of period)Annuity Due (start of period) Calculate Reset Future Value: Present Value: Total Contributions: Total Interest Earned: Number of Payments: An annuity is one of the quietest wealth-building machines in personal finance: … Read more
NYS Salary Calculator Annual Salary: $ Hours Worked Per Week: Calculate Reset Hourly Rate: Daily Pay (8 Hours): Weekly Pay: Biweekly Pay: Monthly Pay: Annual Salary: Job offers rarely speak the same language. One employer quotes an annual salary, another talks hourly, a recruiter mentions the monthly figure, and your brain is left doing long … Read more
NYC Net Income Calculator Annual Gross Salary: $ Pay Frequency:MonthlySemi-MonthlyBiweeklyWeekly Annual Pre-Tax Deductions (401k, etc.): $ Filing Status:SingleMarried Filing Jointly Calculate Reset Gross Pay Per Period: Pre-Tax Deductions Per Period: Federal Income Tax (est.): New York State Tax (est.): New York City Tax (est.): FICA Taxes (est.): Net Pay Per Period: Net Annual Income: Your … Read more
NYC Income Calculator Annual Gross Income: $ Filing Status:SingleMarried Filing Jointly NYC Resident:YesNo Pay Frequency:AnnualMonthlySemi-MonthlyBiweeklyWeekly Calculate Reset Federal Income Tax (est.): New York State Tax (est.): New York City Tax (est.): FICA Taxes (est.): Total Taxes (est.): Net Annual Income: Net Per Pay Period: Figuring out what you actually earn in New York City takes … Read more
NY Income Calculator Annual Gross Income: $ Filing Status: SingleMarried Filing Jointly New York City Resident: Yes, I live in NYCNo, I live outside NYC Calculate Reset Gross Annual Income: Federal Income Tax: Social Security Tax: Medicare Tax: NY State Income Tax: NYC Income Tax: Total Taxes: Net Annual Income: Net Monthly Income: Effective Tax … Read more
MYGA Annuity Calculator Initial Premium (Deposit): $ Guaranteed Annual Rate (%): Guarantee Term (years): Calculate Reset Initial Premium: Guaranteed Annual Rate: Guarantee Term: Account Value at Maturity: Total Interest Earned: Tax-Deferred Growth: Average Growth per Year: A MYGA — a Multi-Year Guaranteed Annuity — is one of the simplest and safest places to park money … Read more