SWVXX Calculator
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This SWVXX Calculator helps you estimate how much interest you can earn over a holding period based on your initial investment amount and the fund’s annual yield (interest rate).
You can calculate your interest and total value for different compounding periods — daily, monthly, quarterly, or yearly.
How to Use the Calculator
- Investment Amount:
Enter the amount you plan to invest in SWVXX. - Annual Yield (%):
Enter the current annual yield percentage of SWVXX. The default is set at 5.26% (you can update it as rates change). - Time Period:
Select the compounding frequency:- Daily
- Monthly (default)
- Quarterly
- Yearly
- Holding Period (Days):
Enter the number of days you plan to hold the investment (default is 365 days or 1 year). - Calculate:
Click the Calculate button to see:- Interest Earned over your holding period
- Total Value of your investment after interest
- Daily Interest amount
- Monthly Interest amount
- Reset:
Clear all fields and results to start a new calculation.
Example
Suppose you invest $10,000 at an annual yield of 5.26% for 365 days with monthly compounding:
- Daily Interest ≈ $1.44
- Monthly Interest ≈ $43.83
- Total Interest Earned ≈ $538.19
- Total Value after 1 year ≈ $10,538.19
This means your money grows by about $538.19 in one year with these assumptions.
How Interest is Calculated
- The annual yield is converted into a periodic rate based on the selected compounding frequency.
- Interest compounds over the number of periods in your holding time.
- The total value includes your original investment plus the compounded interest earned.